![]() ![]() Awards and the number of points required for Awards are subject to change at any time without notice. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card). Spend includes all purchases and cash advances, fully processed in that year (excludes pending transactions) minus any refunds.ģ How you earn or redeem CommBank Awards points will be subject to the CommBank Awards Program Terms & Conditions. We'll waive the annual fee in subsequent years if you spend $1,000 or more in the previous year (changing to $0 monthly fee when you spend $300 per month from 25 August 2023). Refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full details.Ģ No annual fee in the first year. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) limits and excesses may apply. Standard fees and charges for credit card servicesġ For a set period per trip when you activate your cover. After spending $10,000 in a given statement period, the Awards point earning rate is 0.5 Awards points or 0.2 Qantas Points per $1 spent for the remainder of your statement periodĬommonwealth Awards Program Terms and Conditions.May not be suitable if you only make minimum repayments over a prolonged period of time Higher interest rates on purchases compared to our Low Rate and Low Fee credit cards.Higher monthly fee compared to some of our other credit cards, if you don’t spend $2,500 in your statement period (From 25 August 2023, you will need to spend at least $4,000 in your statement period).Enjoy two complimentary airport lounge passes each calendar year to over 1,300 airport lounges worldwide and up to date travel information 12.Access airport lounge benefits with Mastercard Travel Pass provided by DragonPass.Up to 55 days interest free on purchases.No monthly fee if you spend at least $2,500 in your statement period 5 (From 25 August 2023, you will need to spend at least $4,000 in your statement period to qualify for no monthly fee for that month).Interest rate on purchases: 20.24% p.a. ![]()
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